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SUBJECT DOSSIER · FDD 2020

360 Painting Franchise

Cost, fees, owner earnings, closure rate and litigation for a 360 Painting franchise — pulled from the franchisor's own public FDD (2020), not its sales material.

Home & Trade Services · disclosure-honesty grade · from public state filings

Disclosure honesty

C
Transparency 3 / 5

360 Painting discloses earnings (Item 19) — but the grade is how honestly. We graded it C.

Outlets117
Disclosed lawsuits6
Closure signals26 ceased
Investment
$99,125–$139,500
Total fees
8% of sales
Outlets
117
Closure signals
26 ceased, 2 terminated
Lawsuits
6
◢ FINDINGS
ITEM 20
26 outlets ceased operations
26 units ceased operations in 2019; 2 terminations. Significant attrition despite net growth.
ITEM 03
6 legal matters disclosed
Litigation in Item 3 signals how the franchisor treats its franchisees.

What their own earnings claim actually says

2019 revenues for 51 units from 41 franchisees: average $357,137, median $367,558, range $34,261-$1,385,492. Bottom third averaged $153,098; top third $570,940. Excludes opened/closed units, unaudited, no profit data provided.

What a 360 Painting franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$60,000Item 5 — paid up front, before you open
Royalty6% of gross salesItem 6 — charged on revenue, not profit
Advertising fund2% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees8% of gross salesBefore rent, labor, food or debt service
Total initial investment$99,125 – $139,500Item 7 — franchisor's own low/high estimate

6% royalty minimum $140-$460/week; 2% marketing; $125 technology; call center $140-$290/week; multiple ancillary fees; $30,000 liquidated damages.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

360 Painting system size and owner turnover

Total outlets117
Ceased operations26
Terminated by franchisor2
Transferred to new owners0
Closure rate22.2% of outlets

26 units ceased operations in 2019; 2 terminations. Significant attrition despite net growth.

From Item 20 of the FDD 2020. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is 360 Painting worth it? — how it compares to 85 similar franchises

Ongoing fees8% of saleslower than most (median 8%)
Startup costfrom $99,125cheaper than most (median $119,850)
Disclosure honestyGrade Cless honest than most of the category
Closure rate22.2% of outletsworse than 93% of peers
Disclosed lawsuits6more litigious than 97% of peers

Benchmarked against every home & trade services franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a 360 Painting

The franchisor's framing: 2019 revenues for 51 units from 41 franchisees: average $357,137, median $367,558, range $… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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360 Painting franchise — frequently asked

How much does a 360 Painting franchise cost?
The FDD lists a total initial investment of about $99,125–$139,500, including a $60,000 initial franchise fee.
How much do 360 Painting franchise owners make?
2019 revenues for 51 units from 41 franchisees: average $357,137, median $367,558, range $34,261-$1,385,492. Bottom third averaged $153,098; top third $570,940. Excludes opened/closed units, unaudited, no profit data provided. We grade this disclosure C for honesty.
What are the 360 Painting franchise fees?
360 Painting's FDD discloses a $60,000 initial franchise fee, a 6% royalty on gross sales, a 2% advertising-fund contribution, for roughly 8% of gross sales in recurring fees before rent, labor, or debt service. 6% royalty minimum $140-$460/week; 2% marketing; $125 technology; call center $140-$290/week; multiple ancillary fees; $30,000 liquidated damages.
What is the 360 Painting franchise profit margin?
360 Painting does not publish a franchisee net-profit margin — almost no franchisor does. What Item 19 actually shows: 2019 revenues for 51 units from 41 franchisees: average $357,137, median $367,558, range $34,261-$1,385,492. Bottom third averaged $153,098; top third $570,940. Excludes opened/closed units, unaudited, no profit data provided. Recurring fees alone take about 8% of gross sales, before rent, labor, food or debt service. Margin has to be reconstructed from the disclosure, not read off it.
What is the 360 Painting franchise failure rate?
26 units ceased operations in 2019; 2 terminations. Significant attrition despite net growth.
How many 360 Painting locations are there?
360 Painting's FDD reports 117 total outlets, with 26 that ceased operations in the most recent reporting year and 0 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does 360 Painting have complaints or lawsuits?
360 Painting discloses 6 legal matters in Item 3 of its FDD. Item 3 covers the franchisor's litigation history, which is the closest thing to a public record of how it treats franchisees — read the case descriptions, not just the count.
Is a 360 Painting franchise worth it?
It depends on the numbers, not the pitch. 360 Painting scores C on disclosure honesty, carries about 8% of sales in ongoing fees, and discloses 6 legal matters. Get the real owner take-home before you sign.

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Source: MN CARDS 12579-202006-04 (Clean FDD 2020). FranchiseValidate is independent and not affiliated with 360 Painting or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.