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SUBJECT DOSSIER · FDD 2024

ACFN Franchised Franchise

Cost, fees, owner earnings, closure rate and litigation for a ACFN Franchised franchise — pulled from the franchisor's own public FDD (2024), not its sales material.

Other Franchises · disclosure-honesty grade · from public state filings

Disclosure honesty

C
Transparency 3 / 5

ACFN Franchised discloses earnings (Item 19) — but the grade is how honestly. We graded it C.

Outlets227
Disclosed lawsuits0
Closure signals16 ceased
Investment
$39,234–$63,817
Total fees
1% of sales
Outlets
227
Closure signals
16 ceased, 0 terminated
Lawsuits
0
◢ FINDINGS
ITEM 20
16 outlets ceased operations
16 ceased operations in 2023; zero terminations reported; transfers often precede closures.

What their own earnings claim actually says

Projections for 1/5/10 ATM scenarios based on 2,654 operational ATMs' average transaction data. Uses $109.92 average dispense, $3.82 average surcharge. Excludes operating expenses, sales costs. Disclaims no assurance of earnings.

What a ACFN Franchised franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$25,000Item 5 — paid up front, before you open
Royalty1% of gross salesItem 6 — charged on revenue, not profit
Total recurring fees1% of gross salesBefore rent, labor, food or debt service
Total initial investment$39,234 – $63,817Item 7 — franchisor's own low/high estimate

1% Brand Fee on net revenue; $0.08/transaction; $12/ATM/month admin; interchange fees $0.15-$0.70/transaction.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

ACFN Franchised system size and owner turnover

Total outlets227
Ceased operations16
Terminated by franchisor0
Transferred to new owners16
Closure rate7.0% of outlets

16 ceased operations in 2023; zero terminations reported; transfers often precede closures.

From Item 20 of the FDD 2024. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is ACFN Franchised worth it? — how it compares to 436 similar franchises

Ongoing fees1% of saleslower than most (median 8%)
Startup costfrom $39,234cheaper than most (median $138,750)
Disclosure honestyGrade Ctypical for the category
Closure rate7.0% of outletsworse than 81% of peers
Disclosed lawsuits0fewer than most

Benchmarked against every other franchises franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a ACFN Franchised

The franchisor's framing: Projections for 1/5/10 ATM scenarios based on 2,654 operational ATMs' average transaction … We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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ACFN Franchised franchise — frequently asked

How much does a ACFN Franchised franchise cost?
The FDD lists a total initial investment of about $39,234–$63,817, including a $25,000 initial franchise fee.
How much do ACFN Franchised franchise owners make?
Projections for 1/5/10 ATM scenarios based on 2,654 operational ATMs' average transaction data. Uses $109.92 average dispense, $3.82 average surcharge. Excludes operating expenses, sales costs. Disclaims no assurance of earnings. We grade this disclosure C for honesty.
What are the ACFN Franchised franchise fees?
ACFN Franchised's FDD discloses a $25,000 initial franchise fee, a 1% royalty on gross sales, for roughly 1% of gross sales in recurring fees before rent, labor, or debt service. 1% Brand Fee on net revenue; $0.08/transaction; $12/ATM/month admin; interchange fees $0.15-$0.70/transaction.
What is the ACFN Franchised franchise profit margin?
ACFN Franchised does not publish a franchisee net-profit margin — almost no franchisor does. What Item 19 actually shows: Projections for 1/5/10 ATM scenarios based on 2,654 operational ATMs' average transaction data. Uses $109.92 average dispense, $3.82 average surcharge. Excludes operating expenses, sales costs. Disclaims no assurance of earnings. Recurring fees alone take about 1% of gross sales, before rent, labor, food or debt service. Margin has to be reconstructed from the disclosure, not read off it.
What is the ACFN Franchised franchise failure rate?
16 ceased operations in 2023; zero terminations reported; transfers often precede closures.
How many ACFN Franchised locations are there?
ACFN Franchised's FDD reports 227 total outlets, with 16 that ceased operations in the most recent reporting year and 16 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does ACFN Franchised have complaints or lawsuits?
ACFN Franchised discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a ACFN Franchised franchise worth it?
It depends on the numbers, not the pitch. ACFN Franchised scores C on disclosure honesty, carries about 1% of sales in ongoing fees. Get the real owner take-home before you sign.

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See all franchises ranked by disclosure honesty →

Source: MN CARDS 30089-202312-02 (Clean FDD 2024). FranchiseValidate is independent and not affiliated with ACFN Franchised or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.