The real numbers on owning a ACFN Franchised franchise
ATM Franchise · FDD 2024 · from public state filings
CDisclosure honesty
This franchisor discloses earnings (Item 19) — but read how.
Investment
$39,234–$63,817
Total fees
1% of sales
Outlets
227
Closure signals
16 ceased, 0 terminated
Lawsuits
0
What their own earnings claim actually says
Projections for 1/5/10 ATM scenarios based on 2,654 operational ATMs' average transaction data. Uses $109.92 average dispense, $3.82 average surcharge. Excludes operating expenses, sales costs. Disclaims no assurance of earnings.
Failure & turnover reality (Item 20)
16 ceased operations in 2023; zero terminations reported; transfers often precede closures.
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The franchisor won't put real owner profit in writing. We do — reconstructed from their own FDD.
Franchisor's framing: Projections for 1/5/10 ATM scenarios based on 2,654 operational ATMs' average transaction data.…
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Reconstructed owner P&L — net take-home after royalty, ad fund, rent, labor & debt
Break-even timeline + cash-on-cash ROI on your investment
Full fee stack + required-purchase markups
Decoded real failure / closure rate
How it ranks vs comparable franchises
Validation-call playbook — who to call + the exact questions
The FDD lists a total initial investment of about $39,234–$63,817, including a $25,000 initial franchise fee.
How much do ACFN Franchised franchise owners make?
Projections for 1/5/10 ATM scenarios based on 2,654 operational ATMs' average transaction data. Uses $109.92 average dispense, $3.82 average surcharge. Excludes operating expenses, sales costs. Disclaims no assurance of earnings. We grade this disclosure C for honesty.
What is the ACFN Franchised franchise failure rate?
16 ceased operations in 2023; zero terminations reported; transfers often precede closures.
Is a ACFN Franchised franchise worth it?
It depends on the numbers, not the pitch. ACFN Franchised scores C on disclosure honesty, carries about 1% of sales in ongoing fees. Get the real owner take-home before you sign.
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Source: MN CARDS 30089-202312-02 (Clean FDD 2024). FranchiseValidate is independent and not affiliated with ACFN Franchised or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.