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SUBJECT DOSSIER · FDD 2024

Bahama Buck's Franchise

Cost, fees, owner earnings, closure rate and litigation for a Bahama Buck's franchise — pulled from the franchisor's own public FDD (2024), not its sales material.

Bakery, Dessert & Ice Cream · disclosure-honesty grade · from public state filings

Disclosure honesty

C
Transparency 3 / 5

Bahama Buck's discloses earnings (Item 19) — but the grade is how honestly. We graded it C.

Outlets115
Disclosed lawsuits0
Closure signals3 ceased
Investment
$528,050–$1,223,050
Total fees
8% of sales
Outlets
115
Closure signals
3 ceased, 3 terminated
Lawsuits
0
◢ FINDINGS
ITEM 20
3 outlets ceased operations
3 terminations and 3 ceased operations in 2023; 16 transfers may mask additional distress.

What their own earnings claim actually says

Discloses 2023 franchisee sales (avg $559K, 103 stores) and corporate EBITDA (~$122K avg on $611K sales). No franchisee-level profit disclosed; corporate adjustments may not reflect typical franchisee costs or owner salary.

What a Bahama Buck's franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$34,500Item 5 — paid up front, before you open
Royalty6% of gross salesItem 6 — charged on revenue, not profit
Advertising fund2% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees8% of gross salesBefore rent, labor, food or debt service
Total initial investment$528,050 – $1,223,050Item 7 — franchisor's own low/high estimate

6% royalty, 2% ad fund, up to $500/mo technology fee, plus mandatory TWD product purchases.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

Bahama Buck's system size and owner turnover

Total outlets115
Ceased operations3
Terminated by franchisor3
Transferred to new owners16
Closure rate2.6% of outlets

3 terminations and 3 ceased operations in 2023; 16 transfers may mask additional distress.

From Item 20 of the FDD 2024. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is Bahama Buck's worth it? — how it compares to 59 similar franchises

Ongoing fees8% of salesabout average
Startup costfrom $528,050pricier than 83% of peers
Disclosure honestyGrade Ctypical for the category
Closure rate2.6% of outletsworse than 68% of peers
Disclosed lawsuits0fewer than most

Benchmarked against every bakery, dessert & ice cream franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a Bahama Buck's

The franchisor's framing: Discloses 2023 franchisee sales (avg $559K, 103 stores) and corporate EBITDA (~$122K avg o… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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Bahama Buck's franchise — frequently asked

How much does a Bahama Buck's franchise cost?
The FDD lists a total initial investment of about $528,050–$1,223,050, including a $34,500 initial franchise fee.
How much do Bahama Buck's franchise owners make?
Discloses 2023 franchisee sales (avg $559K, 103 stores) and corporate EBITDA (~$122K avg on $611K sales). No franchisee-level profit disclosed; corporate adjustments may not reflect typical franchisee costs or owner salary. We grade this disclosure C for honesty.
What are the Bahama Buck's franchise fees?
Bahama Buck's FDD discloses a $34,500 initial franchise fee, a 6% royalty on gross sales, a 2% advertising-fund contribution, for roughly 8% of gross sales in recurring fees before rent, labor, or debt service. 6% royalty, 2% ad fund, up to $500/mo technology fee, plus mandatory TWD product purchases.
What is the Bahama Buck's franchise profit margin?
Bahama Buck's does not publish a franchisee net-profit margin — almost no franchisor does. What Item 19 actually shows: Discloses 2023 franchisee sales (avg $559K, 103 stores) and corporate EBITDA (~$122K avg on $611K sales). No franchisee-level profit disclosed; corporate adjustments may not reflect typical franchisee costs or owner salary. Recurring fees alone take about 8% of gross sales, before rent, labor, food or debt service. Margin has to be reconstructed from the disclosure, not read off it.
What is the Bahama Buck's franchise failure rate?
3 terminations and 3 ceased operations in 2023; 16 transfers may mask additional distress.
How many Bahama Buck's locations are there?
Bahama Buck's FDD reports 115 total outlets, with 3 that ceased operations in the most recent reporting year and 16 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does Bahama Buck's have complaints or lawsuits?
Bahama Buck's discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a Bahama Buck's franchise worth it?
It depends on the numbers, not the pitch. Bahama Buck's scores C on disclosure honesty, carries about 8% of sales in ongoing fees. Get the real owner take-home before you sign.

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Source: MN CARDS 32567-202411-06 (Clean FDD 2024). FranchiseValidate is independent and not affiliated with Bahama Buck's or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.