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The real numbers on owning a Brightway Insurance franchise
Insurance Agency Franchise · FDD 2025 · from public state filings
CDisclosure honesty
This franchisor discloses earnings (Item 19) — but read how.
Investment
$23,325–$136,900
Total fees
3% of sales
Outlets
338
Closure signals
48 ceased, 16 terminated
Lawsuits
1
What their own earnings claim actually says
Gross commission revenue by producer count (2024); new business policy production; annualized premium by owner; production ramp-up. Cherry-picks high performers; excludes underperformers and failed locations.
How much does a Brightway Insurance franchise cost?
The FDD lists a total initial investment of about $23,325–$136,900, including a $35,000 initial franchise fee.
How much do Brightway Insurance franchise owners make?
Gross commission revenue by producer count (2024); new business policy production; annualized premium by owner; production ramp-up. Cherry-picks high performers; excludes underperformers and failed locations. We grade this disclosure C for honesty.
What is the Brightway Insurance franchise failure rate?
It depends on the numbers, not the pitch. Brightway Insurance scores C on disclosure honesty, carries about 3% of sales in ongoing fees, and discloses 1 legal matters. Get the real owner take-home before you sign.
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Source: MN CARDS 34758-202509-04 (Clean FDD 2025). FranchiseValidate is independent and not affiliated with Brightway Insurance or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.