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SUBJECT DOSSIER · FDD 2026

Captain D's Franchise

Cost, fees, owner earnings, closure rate and litigation for a Captain D's franchise — pulled from the franchisor's own public FDD (2026), not its sales material.

Quick Service Restaurants · disclosure-honesty grade · from public state filings

Disclosure honesty

B
Transparency 4 / 5

Captain D's discloses earnings (Item 19) — but the grade is how honestly. We graded it B.

Outlets518
Disclosed lawsuits0
Closure signals13 ceased
Investment
$662,000–$1,862,100
Total fees
5.5% of sales
Outlets
518
Closure signals
13 ceased, 0 terminated
Lawsuits
0
◢ FINDINGS
ITEM 20
13 outlets ceased operations
13 franchised outlets ceased operations in 2025; 4 company-owned closed. Net system decline of 12 units.

What their own earnings claim actually says

Gross sales data for 210 franchised and 281 company-owned comparable restaurants for fiscal year 2025. Franchised avg $1,082,533; company-owned avg $1,010,526. Does not include royalties, advertising fees, or franchisee-specific expenses.

What a Captain D's franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$35,000Item 5 — paid up front, before you open
Royalty4.5% of gross salesItem 6 — charged on revenue, not profit
Advertising fund1% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees5.5% of gross salesBefore rent, labor, food or debt service
Total initial investment$662,000 – $1,862,100Item 7 — franchisor's own low/high estimate

4.5% royalty; 1.0% advertising fee (up to 2.0% max); development incentive program offers reduced fees for multi-unit commitments through May 1, 2028.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

Captain D's system size and owner turnover

Total outlets518
Ceased operations13
Terminated by franchisor0
Transferred to new owners0
Closure rate2.5% of outlets

13 franchised outlets ceased operations in 2025; 4 company-owned closed. Net system decline of 12 units.

From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is Captain D's worth it? — how it compares to 164 similar franchises

Ongoing fees5.5% of saleslower than most (median 8%)
Startup costfrom $662,000pricier than 68% of peers
Disclosure honestyGrade Bmore honest than 85% of quick service restaurants franchises
Closure rate2.5% of outletsworse than 61% of peers
Disclosed lawsuits0fewer than most

Benchmarked against every quick service restaurants franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a Captain D's

The franchisor's framing: Gross sales data for 210 franchised and 281 company-owned comparable restaurants for fisca… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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Captain D's franchise — frequently asked

How much does a Captain D's franchise cost?
The FDD lists a total initial investment of about $662,000–$1,862,100, including a $35,000 initial franchise fee.
How much do Captain D's franchise owners make?
Gross sales data for 210 franchised and 281 company-owned comparable restaurants for fiscal year 2025. Franchised avg $1,082,533; company-owned avg $1,010,526. Does not include royalties, advertising fees, or franchisee-specific expenses. We grade this disclosure B for honesty.
What are the Captain D's franchise fees?
Captain D's FDD discloses a $35,000 initial franchise fee, a 4.5% royalty on gross sales, a 1% advertising-fund contribution, for roughly 5.5% of gross sales in recurring fees before rent, labor, or debt service. 4.5% royalty; 1.0% advertising fee (up to 2.0% max); development incentive program offers reduced fees for multi-unit commitments through May 1, 2028.
What is the Captain D's franchise profit margin?
Captain D's does not publish a franchisee net-profit margin — almost no franchisor does. What Item 19 actually shows: Gross sales data for 210 franchised and 281 company-owned comparable restaurants for fiscal year 2025. Franchised avg $1,082,533; company-owned avg $1,010,526. Does not include royalties, advertising fees, or franchisee-specific expenses. Recurring fees alone take about 5.5% of gross sales, before rent, labor, food or debt service. Margin has to be reconstructed from the disclosure, not read off it.
What is the Captain D's franchise failure rate?
13 franchised outlets ceased operations in 2025; 4 company-owned closed. Net system decline of 12 units.
How many Captain D's locations are there?
Captain D's FDD reports 518 total outlets, with 13 that ceased operations in the most recent reporting year and 0 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does Captain D's have complaints or lawsuits?
Captain D's discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a Captain D's franchise worth it?
It depends on the numbers, not the pitch. Captain D's scores B on disclosure honesty, carries about 5.5% of sales in ongoing fees. Get the real owner take-home before you sign.

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Source: MN CARDS 36260-202604-06 (Clean FDD 2026). FranchiseValidate is independent and not affiliated with Captain D's or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.