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SUBJECT DOSSIER · FDD 2026

Club Z! Franchise

Cost, fees, owner earnings, closure rate and litigation for a Club Z! franchise — pulled from the franchisor's own public FDD (2026), not its sales material.

Children's Education & Childcare · disclosure-honesty grade · from public state filings

Disclosure honesty

C
Transparency 3 / 5

Club Z! discloses earnings (Item 19) — but the grade is how honestly. We graded it C.

Outlets319
Disclosed lawsuits0
Closure signals0 ceased
Investment
$40,975–$57,425
Total fees
8% of sales
Outlets
319
Closure signals
0 ceased, 2 terminated
Lawsuits
0

What their own earnings claim actually says

Student counts by hours worked (52-7 avg); tutor pay rates ($21-$28 avg); client pay rates ($52-$125 avg). Mature businesses only; no income projections.

What a Club Z! franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$27,250Item 5 — paid up front, before you open
Royalty6% of gross salesItem 6 — charged on revenue, not profit
Advertising fund2% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees8% of gross salesBefore rent, labor, food or debt service
Total initial investment$40,975 – $57,425Item 7 — franchisor's own low/high estimate

Royalty 8%-6% tiered on gross sales; $550 minimum. Ad fund 2% or $50 min. Business package $250-$300/mo.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

Club Z! system size and owner turnover

Total outlets319
Ceased operations0
Terminated by franchisor2
Transferred to new owners7
Closure rate0.0% of outlets

9 net outlet decline 2025; 49 net decline 2023-2025; 21 reacquired by franchisor.

From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is Club Z! worth it? — how it compares to 60 similar franchises

Ongoing fees8% of saleslower than most (median 9%)
Startup costfrom $40,975cheaper than most (median $191,992)
Disclosure honestyGrade Ctypical for the category
Closure rate0.0% of outletsbetter than most (median 1.4%)
Disclosed lawsuits0fewer than most

Benchmarked against every children's education & childcare franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a Club Z!

The franchisor's framing: Student counts by hours worked (52-7 avg); tutor pay rates ($21-$28 avg); client pay rates… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

See a full sample report → · 30-day guarantee

Club Z! franchise — frequently asked

How much does a Club Z! franchise cost?
The FDD lists a total initial investment of about $40,975–$57,425, including a $27,250 initial franchise fee.
How much do Club Z! franchise owners make?
Student counts by hours worked (52-7 avg); tutor pay rates ($21-$28 avg); client pay rates ($52-$125 avg). Mature businesses only; no income projections. We grade this disclosure C for honesty.
What are the Club Z! franchise fees?
Club Z!'s FDD discloses a $27,250 initial franchise fee, a 6% royalty on gross sales, a 2% advertising-fund contribution, for roughly 8% of gross sales in recurring fees before rent, labor, or debt service. Royalty 8%-6% tiered on gross sales; $550 minimum. Ad fund 2% or $50 min. Business package $250-$300/mo.
What is the Club Z! franchise profit margin?
Club Z! does not publish a franchisee net-profit margin — almost no franchisor does. What Item 19 actually shows: Student counts by hours worked (52-7 avg); tutor pay rates ($21-$28 avg); client pay rates ($52-$125 avg). Mature businesses only; no income projections. Recurring fees alone take about 8% of gross sales, before rent, labor, food or debt service. Margin has to be reconstructed from the disclosure, not read off it.
What is the Club Z! franchise failure rate?
9 net outlet decline 2025; 49 net decline 2023-2025; 21 reacquired by franchisor.
How many Club Z! locations are there?
Club Z!'s FDD reports 319 total outlets, with 0 that ceased operations in the most recent reporting year and 7 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does Club Z! have complaints or lawsuits?
Club Z! discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a Club Z! franchise worth it?
It depends on the numbers, not the pitch. Club Z! scores C on disclosure honesty, carries about 8% of sales in ongoing fees. Get the real owner take-home before you sign.

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Source: MN CARDS 36258-202604-08 (Clean FDD 2026). FranchiseValidate is independent and not affiliated with Club Z! or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.