Payroll Vault Franchise
Disclosure honesty
Payroll Vault Franchise discloses earnings (Item 19) — but the grade is how honestly. We graded it C.
What their own earnings claim actually says
50 franchisees operating full-year 2025 reported. Gross profit ranges $15K-$95K+; EBITDA $8K-$65K+. Cherry-picking: excludes 12 non-full-year outlets; no median/mean provided; wide variance.
Is Payroll Vault Franchise worth it? — how it compares to 266 similar franchises
| Ongoing fees | 6% of sales | lower than most (median 8%) |
| Startup cost | from $77,000 | cheaper than most (median $142,905) |
| Disclosure honesty | Grade C | typical for the category |
| Closure rate | 9.5% of outlets | worse than 90% of peers |
| Disclosed lawsuits | 1 | about average |
Benchmarked against every other franchises franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.
Owner take-home for a Payroll Vault Franchise
The franchisor's framing: 50 franchisees operating full-year 2025 reported. Gross profit ranges $15K-$95K+; EBITDA $… We reconstruct what an owner actually keeps, from their own FDD.
- Reconstructed owner P&L — net take-home after royalty, ad fund, rent, labor & debt
- Break-even timeline + cash-on-cash ROI
- Full fee stack + required-purchase markups
- Decoded real failure / closure rate
- How it ranks vs comparable franchises
- Validation-call playbook — the exact questions to ask
See a full sample report → · 30-day guarantee
Payroll Vault Franchise franchise — frequently asked
- How much does a Payroll Vault Franchise franchise cost?
- The FDD lists a total initial investment of about $77,000–$140,010, including a $68,500 initial franchise fee.
- How much do Payroll Vault Franchise franchise owners make?
- 50 franchisees operating full-year 2025 reported. Gross profit ranges $15K-$95K+; EBITDA $8K-$65K+. Cherry-picking: excludes 12 non-full-year outlets; no median/mean provided; wide variance. We grade this disclosure C for honesty.
- What is the Payroll Vault Franchise franchise failure rate?
- 6 ceased operations (2025); 3 terminations; minimal transfers suggest retention but modest growth.
- Is a Payroll Vault Franchise franchise worth it?
- It depends on the numbers, not the pitch. Payroll Vault Franchise scores C on disclosure honesty, carries about 6% of sales in ongoing fees, and discloses 1 legal matters. Get the real owner take-home before you sign.
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Compare Payroll Vault Franchise to similar franchises
See all franchises ranked by disclosure honesty →
Source: WI DFI Franchise Registration (2026). FranchiseValidate is independent and not affiliated with Payroll Vault Franchise or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.