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KOA vs Ameriprise Financial Services — which franchise is the better buy?

Side by side from the public FDDs — no franchisor spin.
KOAAmeriprise Financial Services
Disclosure honestyAA
Investment from$40,050$12,098
Total fees10%
Outlets4325,578
Lawsuits08

KOA: what their numbers say

2025 registration revenue by site class, brand position, season, region. 2024 gross/operating profit per camper night by brand. Conversion revenue history showing 16% avg first-year increase.

Ameriprise Financial Services: what their numbers say

Extensive GDC payout grids (72%-91%), average gross income $19,985-$2,525,741 depending on production level. Detailed bonus programs, deferred compensation, and risk management tiered compensation disclosed.

◤ ITEM 19 RECONSTRUCTED

Get the real owner take-home for either — $149

Full net-profit math, financing, red flags. See a sample →