The real numbers on owning a Ameriprise Financial Services franchise
Financial Services - Independent Advisor Franchise · FDD 2025 · from public state filings
CDisclosure honesty
This franchisor discloses earnings (Item 19) — but read how.
Investment
$12,098–$130,363
Total fees
—
Outlets
5,578
Closure signals
104 ceased, 104 terminated
Lawsuits
8
What their own earnings claim actually says
Table 1 shows 2024 GDC earnings by production level (0-49k to 1000k+ GDC). Average gross income ranges $19,985-$2,525,741. Payout rates 73.1%-87.8%. Data excludes expenses; cherry-picks active advisors only, excludes 221 who departed 2023.
How much does a Ameriprise Financial Services franchise cost?
The FDD lists a total initial investment of about $12,098–$130,363, including a $1,500 initial franchise fee.
How much do Ameriprise Financial Services franchise owners make?
Table 1 shows 2024 GDC earnings by production level (0-49k to 1000k+ GDC). Average gross income ranges $19,985-$2,525,741. Payout rates 73.1%-87.8%. Data excludes expenses; cherry-picks active advisors only, excludes 221 who departed 2023. We grade this disclosure C for honesty.
What is the Ameriprise Financial Services franchise failure rate?
Is a Ameriprise Financial Services franchise worth it?
It depends on the numbers, not the pitch. Ameriprise Financial Services scores C on disclosure honesty, and discloses 8 legal matters. Get the real owner take-home before you sign.
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Compare Ameriprise Financial Services to similar franchises
Source: MN CARDS 35063-202511-03 (Clean FDD 2025). FranchiseValidate is independent and not affiliated with Ameriprise Financial Services or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.