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SUBJECT DOSSIER · FDD 2026

ANNEX Franchise

Cost, fees, owner earnings, closure rate and litigation for a ANNEX franchise — pulled from the franchisor's own public FDD (2026), not its sales material.

Retail & Business Services · disclosure-honesty grade · from public state filings

Disclosure honesty

C
Transparency 3 / 5

ANNEX discloses earnings (Item 19) — but the grade is how honestly. We graded it C.

Outlets56
Disclosed lawsuits1
Closure signals2 ceased
Investment
$131,580–$201,130
Total fees
9% of sales
Outlets
56
Closure signals
2 ceased, 0 terminated
Lawsuits
1
◢ FINDINGS
ITEM 20
2 outlets ceased operations
2 ceased operations; Handle With Care declined 20% (10→8 outlets)
ITEM 03
1 legal matters disclosed
Litigation in Item 3 signals how the franchisor treats its franchisees.

What their own earnings claim actually says

40 franchises open 12+ months: avg $659k gross volume (35% met/exceeded); median $420k. Gross margin avg 65%, median 63%. Excludes overhead, rent, wages, taxes, royalties.

What a ANNEX franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$35,000Item 5 — paid up front, before you open
Royalty6% of gross salesItem 6 — charged on revenue, not profit
Advertising fund3% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees9% of gross salesBefore rent, labor, food or debt service
Total initial investment$131,580 – $201,130Item 7 — franchisor's own low/high estimate

Weekly 6% royalty + 3% marketing fee + RMA 1%+; $5.5k deposit; $6.25k tech license; multiple other operating fees.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

ANNEX system size and owner turnover

Total outlets56
Ceased operations2
Terminated by franchisor0
Transferred to new owners2
Closure rate3.6% of outlets

2 ceased operations; Handle With Care declined 20% (10→8 outlets)

From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is ANNEX worth it? — how it compares to 59 similar franchises

Ongoing fees9% of salessteeper than 67% of retail & business services franchises
Startup costfrom $131,580cheaper than most (median $157,952)
Disclosure honestyGrade Ctypical for the category
Closure rate3.6% of outletsabout average
Disclosed lawsuits1about average

Benchmarked against every retail & business services franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a ANNEX

The franchisor's framing: 40 franchises open 12+ months: avg $659k gross volume (35% met/exceeded); median $420k. Gr… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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ANNEX franchise — frequently asked

How much does a ANNEX franchise cost?
The FDD lists a total initial investment of about $131,580–$201,130, including a $35,000 initial franchise fee.
How much do ANNEX franchise owners make?
40 franchises open 12+ months: avg $659k gross volume (35% met/exceeded); median $420k. Gross margin avg 65%, median 63%. Excludes overhead, rent, wages, taxes, royalties. We grade this disclosure C for honesty.
What are the ANNEX franchise fees?
ANNEX's FDD discloses a $35,000 initial franchise fee, a 6% royalty on gross sales, a 3% advertising-fund contribution, for roughly 9% of gross sales in recurring fees before rent, labor, or debt service. Weekly 6% royalty + 3% marketing fee + RMA 1%+; $5.5k deposit; $6.25k tech license; multiple other operating fees.
What is the ANNEX franchise profit margin?
ANNEX does not publish a franchisee net-profit margin — almost no franchisor does. What Item 19 actually shows: 40 franchises open 12+ months: avg $659k gross volume (35% met/exceeded); median $420k. Gross margin avg 65%, median 63%. Excludes overhead, rent, wages, taxes, royalties. Recurring fees alone take about 9% of gross sales, before rent, labor, food or debt service. Margin has to be reconstructed from the disclosure, not read off it.
What is the ANNEX franchise failure rate?
2 ceased operations; Handle With Care declined 20% (10→8 outlets)
How many ANNEX locations are there?
ANNEX's FDD reports 56 total outlets, with 2 that ceased operations in the most recent reporting year and 2 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does ANNEX have complaints or lawsuits?
ANNEX discloses 1 legal matter in Item 3 of its FDD. Item 3 covers the franchisor's litigation history, which is the closest thing to a public record of how it treats franchisees — read the case descriptions, not just the count.
Is a ANNEX franchise worth it?
It depends on the numbers, not the pitch. ANNEX scores C on disclosure honesty, carries about 9% of sales in ongoing fees, and discloses 1 legal matters. Get the real owner take-home before you sign.

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Source: MN CARDS 35655-202603-11 (Clean FDD 2026). FranchiseValidate is independent and not affiliated with ANNEX or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.