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SUBJECT DOSSIER · FDD 2006

BIG APPLE BAGELS Franchise

Cost, fees, owner earnings, closure rate and litigation for a BIG APPLE BAGELS franchise — pulled from the franchisor's own public FDD (2006), not its sales material.

Retail & Business Services · disclosure-honesty grade · from public state filings
GRADE F · FAILS DISCLOSURE

Disclosure honesty

F
Transparency 1 / 5

BIG APPLE BAGELS discloses little or no owner-earnings data (Item 19) — the franchisor won't put real profit in writing.

Outlets48
Disclosed lawsuits0
Closure signals1 ceased
Investment
$512,500–$745,000
Total fees
8% of sales
Outlets
48
Closure signals
1 ceased, 0 terminated
Lawsuits
0
◢ FINDINGS
ITEM 19
No real earnings disclosure
The franchisor won't put owner profit in writing — you can't verify the pitch.
ITEM 20
1 outlets ceased operations
One outlet ceased operations 2024-2025; stable 49-outlet network with minimal churn.

What their own earnings claim actually says

Item 19 not disclosed in FDD excerpts provided.

What a BIG APPLE BAGELS franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$25,000Item 5 — paid up front, before you open
Royalty5% of gross salesItem 6 — charged on revenue, not profit
Advertising fund3% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees8% of gross salesBefore rent, labor, food or debt service
Total initial investment$512,500 – $745,000Item 7 — franchisor's own low/high estimate

5% royalty, 3% marketing fund; $7,500 store opening fee (Production); transfer $5,000.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

BIG APPLE BAGELS system size and owner turnover

Total outlets48
Ceased operations1
Terminated by franchisor0
Transferred to new owners3
Closure rate2.1% of outlets

One outlet ceased operations 2024-2025; stable 49-outlet network with minimal churn.

From Item 20 of the FDD 2006. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is BIG APPLE BAGELS worth it? — how it compares to 59 similar franchises

Ongoing fees8% of salesabout average
Startup costfrom $512,500pricier than 98% of peers
Disclosure honestyGrade Fless honest than most of the category
Closure rate2.1% of outletsabout average
Disclosed lawsuits0fewer than most

Benchmarked against every retail & business services franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a BIG APPLE BAGELS

The franchisor's framing: Item 19 not disclosed in FDD excerpts provided.… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

See a full sample report → · 30-day guarantee

BIG APPLE BAGELS franchise — frequently asked

How much does a BIG APPLE BAGELS franchise cost?
The FDD lists a total initial investment of about $512,500–$745,000, including a $25,000 initial franchise fee.
How much do BIG APPLE BAGELS franchise owners make?
BIG APPLE BAGELS discloses little or no earnings data (Item 19) — meaning the franchisor won't put real owner profit in writing. That's a red flag worth questioning.
What are the BIG APPLE BAGELS franchise fees?
BIG APPLE BAGELS' FDD discloses a $25,000 initial franchise fee, a 5% royalty on gross sales, a 3% advertising-fund contribution, for roughly 8% of gross sales in recurring fees before rent, labor, or debt service. 5% royalty, 3% marketing fund; $7,500 store opening fee (Production); transfer $5,000.
What is the BIG APPLE BAGELS franchise profit margin?
BIG APPLE BAGELS discloses no Item 19 earnings representation, so no profit margin can be derived from the FDD at all. Any margin figure quoted elsewhere is an estimate, not a disclosure.
What is the BIG APPLE BAGELS franchise failure rate?
One outlet ceased operations 2024-2025; stable 49-outlet network with minimal churn.
How many BIG APPLE BAGELS locations are there?
BIG APPLE BAGELS' FDD reports 48 total outlets, with 1 that ceased operations in the most recent reporting year and 3 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does BIG APPLE BAGELS have complaints or lawsuits?
BIG APPLE BAGELS discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a BIG APPLE BAGELS franchise worth it?
It depends on the numbers, not the pitch. BIG APPLE BAGELS scores F on disclosure honesty, carries about 8% of sales in ongoing fees. Get the real owner take-home before you sign.

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See all franchises ranked by disclosure honesty →

Source: WI DFI Franchise Registration (2006). FranchiseValidate is independent and not affiliated with BIG APPLE BAGELS or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.