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SUBJECT DOSSIER · FDD 2026

Cowboy Jack's Franchise

Cost, fees, owner earnings, closure rate and litigation for a Cowboy Jack's franchise — pulled from the franchisor's own public FDD (2026), not its sales material.

Quick Service Restaurants · disclosure-honesty grade · from public state filings
GRADE F · FAILS DISCLOSURE

Disclosure honesty

F
Transparency 1 / 5

Cowboy Jack's discloses little or no owner-earnings data (Item 19) — the franchisor won't put real profit in writing.

Outlets10
Disclosed lawsuits0
Closure signals0 ceased
Investment
Total fees
Outlets
10
Closure signals
0 ceased, 0 terminated
Lawsuits
0
◢ FINDINGS
ITEM 19
No real earnings disclosure
The franchisor won't put owner profit in writing — you can't verify the pitch.

What their own earnings claim actually says

No Item 19 financial performance representations disclosed in provided excerpts.

What a Cowboy Jack's franchise costs to run

Initial fee and royalty/ad fees absent from provided excerpts.

Cowboy Jack's filing doesn't break its fees into a table we can itemise — this is the fee language as disclosed. Ask for Items 5 and 6 directly.

Cowboy Jack's system size and owner turnover

Total outlets10
Ceased operations0
Terminated by franchisor0
Transferred to new owners0
Closure rate0.0% of outlets

Minimal outlet churn. Small base (5 franchised) limits failure assessment.

From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is Cowboy Jack's worth it? — how it compares to 164 similar franchises

Disclosure honestyGrade Fless honest than most of the category
Closure rate0.0% of outletsbetter than most (median 1.3%)
Disclosed lawsuits0fewer than most

Benchmarked against every quick service restaurants franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a Cowboy Jack's

The franchisor's framing: No Item 19 financial performance representations disclosed in provided excerpts.… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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Cowboy Jack's franchise — frequently asked

How much does a Cowboy Jack's franchise cost?
Cowboy Jack's current FDD excerpt doesn't clearly state a total investment range — ask for Item 7 directly.
How much do Cowboy Jack's franchise owners make?
Cowboy Jack's discloses little or no earnings data (Item 19) — meaning the franchisor won't put real owner profit in writing. That's a red flag worth questioning.
What are the Cowboy Jack's franchise fees?
Cowboy Jack's FDD excerpt doesn't clearly itemise the fee structure — ask for Items 5 and 6 directly.
What is the Cowboy Jack's franchise profit margin?
Cowboy Jack's discloses no Item 19 earnings representation, so no profit margin can be derived from the FDD at all. Any margin figure quoted elsewhere is an estimate, not a disclosure.
What is the Cowboy Jack's franchise failure rate?
Minimal outlet churn. Small base (5 franchised) limits failure assessment.
How many Cowboy Jack's locations are there?
Cowboy Jack's FDD reports 10 total outlets, with 0 that ceased operations in the most recent reporting year and 0 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does Cowboy Jack's have complaints or lawsuits?
Cowboy Jack's discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a Cowboy Jack's franchise worth it?
It depends on the numbers, not the pitch. Cowboy Jack's scores F on disclosure honesty. Get the real owner take-home before you sign.

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Source: WI DFI Franchise Registration (2026). FranchiseValidate is independent and not affiliated with Cowboy Jack's or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.