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SUBJECT DOSSIER · FDD 2026

Decimal Franchise

Cost, fees, owner earnings, closure rate and litigation for a Decimal franchise — pulled from the franchisor's own public FDD (2026), not its sales material.

Other Franchises · disclosure-honesty grade · from public state filings
GRADE F · FAILS DISCLOSURE

Disclosure honesty

F
Transparency 1 / 5

Decimal discloses little or no owner-earnings data (Item 19) — the franchisor won't put real profit in writing.

Outlets4
Disclosed lawsuits0
Closure signals0 ceased
Investment
$60,050–$1,134,550
Total fees
12% of sales
Outlets
4
Closure signals
0 ceased, 0 terminated
Lawsuits
0
◢ FINDINGS
ITEM 19
No real earnings disclosure
The franchisor won't put owner profit in writing — you can't verify the pitch.

What their own earnings claim actually says

No financial performance representations made. Franchisor explicitly prohibits employee/representative projections. Actual records available for existing outlets only.

What a Decimal franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$30,000Item 5 — paid up front, before you open
Royalty10% of gross salesItem 6 — charged on revenue, not profit
Advertising fund2% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees12% of gross salesBefore rent, labor, food or debt service
Total initial investment$60,050 – $1,134,550Item 7 — franchisor's own low/high estimate

Complex tiered royalty structure (10% accounting/tax, 5% advisory); $2K mandatory laptop; variable DSP fees $55-$2,000/client/month; 2% brand fund; $12K annual local marketing spend required.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

Decimal system size and owner turnover

Total outlets4
Ceased operations0
Terminated by franchisor0
Transferred to new owners0
Closure rate0.0% of outlets

Only 3 franchised outlets opened in 2025; zero franchise activity 2023-2024. Extremely early-stage system.

From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is Decimal worth it? — how it compares to 436 similar franchises

Ongoing fees12% of salessteeper than 90% of other franchises franchises
Startup costfrom $60,050cheaper than most (median $138,750)
Disclosure honestyGrade Fless honest than most of the category
Closure rate0.0% of outletsbetter than most (median 1.5%)
Disclosed lawsuits0fewer than most

Benchmarked against every other franchises franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a Decimal

The franchisor's framing: No financial performance representations made. Franchisor explicitly prohibits employee/re… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

See a full sample report → · 30-day guarantee

Decimal franchise — frequently asked

How much does a Decimal franchise cost?
The FDD lists a total initial investment of about $60,050–$1,134,550, including a $30,000 initial franchise fee.
How much do Decimal franchise owners make?
Decimal discloses little or no earnings data (Item 19) — meaning the franchisor won't put real owner profit in writing. That's a red flag worth questioning.
What are the Decimal franchise fees?
Decimal's FDD discloses a $30,000 initial franchise fee, a 10% royalty on gross sales, a 2% advertising-fund contribution, for roughly 12% of gross sales in recurring fees before rent, labor, or debt service. Complex tiered royalty structure (10% accounting/tax, 5% advisory); $2K mandatory laptop; variable DSP fees $55-$2,000/client/month; 2% brand fund; $12K annual local marketing spend required.
What is the Decimal franchise profit margin?
Decimal discloses no Item 19 earnings representation, so no profit margin can be derived from the FDD at all. Any margin figure quoted elsewhere is an estimate, not a disclosure.
What is the Decimal franchise failure rate?
Only 3 franchised outlets opened in 2025; zero franchise activity 2023-2024. Extremely early-stage system.
How many Decimal locations are there?
Decimal's FDD reports 4 total outlets, with 0 that ceased operations in the most recent reporting year and 0 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does Decimal have complaints or lawsuits?
Decimal discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a Decimal franchise worth it?
It depends on the numbers, not the pitch. Decimal scores F on disclosure honesty, carries about 12% of sales in ongoing fees. Get the real owner take-home before you sign.

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Source: MN CARDS 36359-202604-09 (Clean FDD 2026). FranchiseValidate is independent and not affiliated with Decimal or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.