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SUBJECT DOSSIER · FDD 2026

Five Star Painting Franchise

Cost, fees, owner earnings, closure rate and litigation for a Five Star Painting franchise — pulled from the franchisor's own public FDD (2026), not its sales material.

Home & Trade Services · disclosure-honesty grade · from public state filings

Disclosure honesty

C
Transparency 3 / 5

Five Star Painting discloses earnings (Item 19) — but the grade is how honestly. We graded it C.

Outlets245
Disclosed lawsuits3
Closure signals11 ceased
Investment
$82,200–$194,600
Total fees
8% of sales
Outlets
245
Closure signals
11 ceased
Lawsuits
3
◢ FINDINGS
ITEM 20
11 outlets ceased operations
11 closures in 2025; 12 transfers; system-wide minimum performance standards required.
ITEM 03
3 legal matters disclosed
Litigation in Item 3 signals how the franchisor treats its franchisees.

What their own earnings claim actually says

Data from 208 of 245 franchises operating full 12 months in 2025. Excludes new opens, transfers, multi-unit aggregates, and incomplete reporters. 11 closures in 2025.

What a Five Star Painting franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$45,000Item 5 — paid up front, before you open
Royalty6% of gross salesItem 6 — charged on revenue, not profit
Advertising fund2% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees8% of gross salesBefore rent, labor, food or debt service
Total initial investment$82,200 – $194,600Item 7 — franchisor's own low/high estimate

6% license fee (varies by stage); 2% MAP fee; $60k-$75k annual local marketing required yr 1-2; call center $350-$450/mo; software $333.25/mo.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

Five Star Painting system size and owner turnover

Total outlets245
Ceased operations11
Transferred to new owners12
Closure rate4.5% of outlets

11 closures in 2025; 12 transfers; system-wide minimum performance standards required.

From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is Five Star Painting worth it? — how it compares to 85 similar franchises

Ongoing fees8% of saleslower than most (median 8%)
Startup costfrom $82,200cheaper than most (median $119,850)
Disclosure honestyGrade Cless honest than most of the category
Closure rate4.5% of outletsworse than 66% of peers
Disclosed lawsuits3more litigious than 85% of peers

Benchmarked against every home & trade services franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a Five Star Painting

The franchisor's framing: Data from 208 of 245 franchises operating full 12 months in 2025. Excludes new opens, tran… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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Five Star Painting franchise — frequently asked

How much does a Five Star Painting franchise cost?
The FDD lists a total initial investment of about $82,200–$194,600, including a $45,000 initial franchise fee.
How much do Five Star Painting franchise owners make?
Data from 208 of 245 franchises operating full 12 months in 2025. Excludes new opens, transfers, multi-unit aggregates, and incomplete reporters. 11 closures in 2025. We grade this disclosure C for honesty.
What are the Five Star Painting franchise fees?
Five Star Painting's FDD discloses a $45,000 initial franchise fee, a 6% royalty on gross sales, a 2% advertising-fund contribution, for roughly 8% of gross sales in recurring fees before rent, labor, or debt service. 6% license fee (varies by stage); 2% MAP fee; $60k-$75k annual local marketing required yr 1-2; call center $350-$450/mo; software $333.25/mo.
What is the Five Star Painting franchise profit margin?
Five Star Painting does not publish a franchisee net-profit margin — almost no franchisor does. What Item 19 actually shows: Data from 208 of 245 franchises operating full 12 months in 2025. Excludes new opens, transfers, multi-unit aggregates, and incomplete reporters. 11 closures in 2025. Recurring fees alone take about 8% of gross sales, before rent, labor, food or debt service. Margin has to be reconstructed from the disclosure, not read off it.
What is the Five Star Painting franchise failure rate?
11 closures in 2025; 12 transfers; system-wide minimum performance standards required.
How many Five Star Painting locations are there?
Five Star Painting's FDD reports 245 total outlets, with 11 that ceased operations in the most recent reporting year and 12 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does Five Star Painting have complaints or lawsuits?
Five Star Painting discloses 3 legal matters in Item 3 of its FDD. Item 3 covers the franchisor's litigation history, which is the closest thing to a public record of how it treats franchisees — read the case descriptions, not just the count.
Is a Five Star Painting franchise worth it?
It depends on the numbers, not the pitch. Five Star Painting scores C on disclosure honesty, carries about 8% of sales in ongoing fees, and discloses 3 legal matters. Get the real owner take-home before you sign.

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Source: MN CARDS 36175-202604-02 (Clean FDD 2026). FranchiseValidate is independent and not affiliated with Five Star Painting or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.