PayMore
Disclosure honesty
PayMore discloses earnings (Item 19) — but the grade is how honestly. We graded it C.
What their own earnings claim actually says
Gross sales only for 49 locations (1 affiliate, 48 franchised) in 2025. Average franchise sales $998,719; median $914,145. 44% met/exceeded average. Excludes 48 new 2025 openings, 4 closures, 1 temporary closure.
Is PayMore worth it? — how it compares to 85 similar franchises
| Ongoing fees | 8% of sales | lower than most (median 8%) |
| Startup cost | from $138,750 | pricier than 62% of peers |
| Disclosure honesty | Grade C | less honest than most of the category |
| Closure rate | 4.0% of outlets | worse than 63% of peers |
| Disclosed lawsuits | 0 | fewer than most |
Benchmarked against every home & trade services franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.
Owner take-home for a PayMore
The franchisor's framing: Gross sales only for 49 locations (1 affiliate, 48 franchised) in 2025. Average franchise … We reconstruct what an owner actually keeps, from their own FDD.
- Reconstructed owner P&L — net take-home after royalty, ad fund, rent, labor & debt
- Break-even timeline + cash-on-cash ROI
- Full fee stack + required-purchase markups
- Decoded real failure / closure rate
- How it ranks vs comparable franchises
- Validation-call playbook — the exact questions to ask
See a full sample report → · 30-day guarantee
PayMore franchise — frequently asked
- How much does a PayMore franchise cost?
- The FDD lists a total initial investment of about $138,750–$268,500, including a $35,000 initial franchise fee.
- How much do PayMore franchise owners make?
- Gross sales only for 49 locations (1 affiliate, 48 franchised) in 2025. Average franchise sales $998,719; median $914,145. 44% met/exceeded average. Excludes 48 new 2025 openings, 4 closures, 1 temporary closure. We grade this disclosure C for honesty.
- What is the PayMore franchise failure rate?
- 4 ceased operations in 2025; zero terminations/non-renewals suggests selective reporting or early-stage system.
- Is a PayMore franchise worth it?
- It depends on the numbers, not the pitch. PayMore scores C on disclosure honesty, carries about 8% of sales in ongoing fees. Get the real owner take-home before you sign.
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Compare PayMore to similar franchises
See all franchises ranked by disclosure honesty →
Source: WI DFI Franchise Registration (2026). FranchiseValidate is independent and not affiliated with PayMore or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.