How much does a Freeway Insurance(R) franchise cost?

The FDD lists a total initial investment of about $34,950–$84,000, including a $10,000 initial franchise fee.

Is a Freeway Insurance(R) franchise worth it?

It depends on the numbers, not the pitch. Freeway Insurance(R) scores C on disclosure honesty, carries about 21% of sales in ongoing fees. Get the real owner take-home before you sign.

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The real numbers on owning a Freeway Insurance(R) franchise

Insurance Broker Franchise · FDD 2026 · from public state filings

CDisclosure honesty

This franchisor discloses earnings (Item 19) — but read how.

★★★☆☆ FranchiseValidate transparency rating: 3/5

Investment

$34,950–$84,000

Total fees

21% of sales

Outlets

696

Closure signals

10 ceased, 3 terminated

Lawsuits

Is Freeway Insurance(R) worth it? How it compares to 223 similar franchises

Ongoing fees	21% of sales	steeper than 96% of other franchises franchises
Startup cost	from $34,950	cheaper than most (median $128,950)
Disclosure honesty	Grade C	typical for the category
Closure rate	1.4% of outlets	about average
Disclosed lawsuits	0	fewer than most

Benchmarked against every other franchises franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

What their own earnings claim actually says

Discloses affiliate-owned location revenue (2025). Excludes 24 newer locations, California locations (larger/longer-established), Louisiana/Alabama (premium financing). Cherry-picks largest, most similar outlets.

Failure & turnover reality (Item 20)

10 closures in 2025; 3 franchisee terminations; low franchisee count (47/696=6.8%).

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The franchisor won't put real owner profit in writing. We do — reconstructed from their own FDD.

Franchisor's framing: Discloses affiliate-owned location revenue (2025). Excludes 24 newer locations, California loca…

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Break-even timeline + cash-on-cash ROI on your investment
Full fee stack + required-purchase markups
Decoded real failure / closure rate
How it ranks vs comparable franchises
Validation-call playbook — who to call + the exact questions

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Freeway Insurance(R) franchise — frequently asked

How much does a Freeway Insurance(R) franchise cost?: The FDD lists a total initial investment of about $34,950–$84,000, including a $10,000 initial franchise fee.
How much do Freeway Insurance(R) franchise owners make?: Discloses affiliate-owned location revenue (2025). Excludes 24 newer locations, California locations (larger/longer-established), Louisiana/Alabama (premium financing). Cherry-picks largest, most similar outlets. We grade this disclosure C for honesty.
What is the Freeway Insurance(R) franchise failure rate?: 10 closures in 2025; 3 franchisee terminations; low franchisee count (47/696=6.8%).
Is a Freeway Insurance(R) franchise worth it?: It depends on the numbers, not the pitch. Freeway Insurance(R) scores C on disclosure honesty, carries about 21% of sales in ongoing fees. Get the real owner take-home before you sign.

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Compare Freeway Insurance(R) to similar franchises

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Source: WI DFI Franchise Registration (2026). FranchiseValidate is independent and not affiliated with Freeway Insurance(R) or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.