FV//FRANCHISEVALIDATE
Home / Other Franchises / Keystone Insurers Group LLC
SUBJECT DOSSIER · FDD 2025

Keystone Insurers Group LLC

Other Franchises · disclosure-honesty grade · from public state filings
GRADE F · FAILS DISCLOSURE

Disclosure honesty

F
Transparency 1 / 5

Keystone Insurers Group LLC discloses little or no owner-earnings data (Item 19) — the franchisor won't put real profit in writing.

Outlets302
Disclosed lawsuits2
Closure signals4 ceased
Investment
$27,250–$99,200
Total fees
Outlets
302
Closure signals
4 ceased, 17 terminated
Lawsuits
2
◢ FINDINGS
ITEM 19
No real earnings disclosure
The franchisor won't put owner profit in writing — you can't verify the pitch.
ITEM 20
4 outlets ceased operations
2024: 17 terminations, 4 ceased operations, 5 reacquired by franchisor. Volatility evident.
ITEM 03
2 legal matters disclosed
Litigation in Item 3 signals how the franchisor treats its franchisees.

What their own earnings claim actually says

No financial performance representations made. Franchisor explicitly disclaims any representations about franchisee future or past outlet financial performance.

Is Keystone Insurers Group LLC worth it? — how it compares to 266 similar franchises

Startup costfrom $27,250cheaper than most (median $142,905)
Disclosure honestyGrade Fless honest than most of the category
Closure rate1.3% of outletsabout average
Disclosed lawsuits2more litigious than 67% of peers

Benchmarked against every other franchises franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a Keystone Insurers Group LLC

The franchisor's framing: No financial performance representations made. Franchisor explicitly disclaims any represe… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

See a full sample report → · 30-day guarantee

Keystone Insurers Group LLC franchise — frequently asked

How much does a Keystone Insurers Group LLC franchise cost?
The FDD lists a total initial investment of about $27,250–$99,200, including a $5,000 initial franchise fee.
How much do Keystone Insurers Group LLC franchise owners make?
Keystone Insurers Group LLC discloses little or no earnings data (Item 19) — meaning the franchisor won't put real owner profit in writing. That's a red flag worth questioning.
What is the Keystone Insurers Group LLC franchise failure rate?
2024: 17 terminations, 4 ceased operations, 5 reacquired by franchisor. Volatility evident.
Is a Keystone Insurers Group LLC franchise worth it?
It depends on the numbers, not the pitch. Keystone Insurers Group LLC scores F on disclosure honesty, and discloses 2 legal matters. Get the real owner take-home before you sign.

Own a Keystone Insurers Group LLC? Add your real numbers (anonymous)

We publish only aggregated benchmarks — never your name. Contribute and we'll show you how your numbers compare.

Compare Keystone Insurers Group LLC to similar franchises

Liftology
Other Franchises
F
MindChamps International PreSchool
Other Franchises
F
ACT
Other Franchises
B
Dolce
Other Franchises
F

See all franchises ranked by disclosure honesty →

Source: WI DFI Franchise Registration (2025). FranchiseValidate is independent and not affiliated with Keystone Insurers Group LLC or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.