Murphy Business & Financial Corporation
Disclosure honesty
Murphy Business & Financial Corporation discloses earnings (Item 19) — but the grade is how honestly. We graded it C.
What their own earnings claim actually says
2025 gross profit data for 123 units operating full year. Single-unit top third averaged $457,797; bottom third $6,319. Multi-unit averaged $414,892. Results vary significantly.
Is Murphy Business & Financial Corporation worth it? — how it compares to 266 similar franchises
| Ongoing fees | 10% of sales | steeper than 73% of other franchises franchises |
| Startup cost | from $65,870 | cheaper than most (median $142,905) |
| Disclosure honesty | Grade C | typical for the category |
| Closure rate | 0.0% of outlets | better than most (median 1.5%) |
| Disclosed lawsuits | 0 | fewer than most |
Benchmarked against every other franchises franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.
Owner take-home for a Murphy Business & Financial Corporation
The franchisor's framing: 2025 gross profit data for 123 units operating full year. Single-unit top third averaged $… We reconstruct what an owner actually keeps, from their own FDD.
- Reconstructed owner P&L — net take-home after royalty, ad fund, rent, labor & debt
- Break-even timeline + cash-on-cash ROI
- Full fee stack + required-purchase markups
- Decoded real failure / closure rate
- How it ranks vs comparable franchises
- Validation-call playbook — the exact questions to ask
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Murphy Business & Financial Corporation franchise — frequently asked
- How much does a Murphy Business & Financial Corporation franchise cost?
- The FDD lists a total initial investment of about $65,870–$88,110, including a $47,500 initial franchise fee.
- How much do Murphy Business & Financial Corporation franchise owners make?
- 2025 gross profit data for 123 units operating full year. Single-unit top third averaged $457,797; bottom third $6,319. Multi-unit averaged $414,892. Results vary significantly. We grade this disclosure C for honesty.
- What is the Murphy Business & Financial Corporation franchise failure rate?
- 2 terminations, 6 non-renewals in 2025. Net loss of 2 outlets year-over-year.
- Is a Murphy Business & Financial Corporation franchise worth it?
- It depends on the numbers, not the pitch. Murphy Business & Financial Corporation scores C on disclosure honesty, carries about 10% of sales in ongoing fees. Get the real owner take-home before you sign.
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Compare Murphy Business & Financial Corporation to similar franchises
See all franchises ranked by disclosure honesty →
Source: WI DFI Franchise Registration (2026). FranchiseValidate is independent and not affiliated with Murphy Business & Financial Corporation or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.