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SUBJECT DOSSIER · FDD 2026

1st Class Franchise

Cost, fees, owner earnings, closure rate and litigation for a 1st Class franchise — pulled from the franchisor's own public FDD (2026), not its sales material.

Other Franchises · disclosure-honesty grade · from public state filings

Disclosure honesty

C
Transparency 3 / 5

1st Class discloses earnings (Item 19) — but the grade is how honestly. We graded it C.

Outlets70
Disclosed lawsuits0
Closure signals3 ceased
Investment
$31,050–$159,450
Total fees
Outlets
70
Closure signals
3 ceased, 19 terminated
Lawsuits
0
◢ FINDINGS
ITEM 20
3 outlets ceased operations
2025: 34 outlet decline; 19 terminations, 20 non-renewals, 3 ceased operations indicates system stress.

What their own earnings claim actually says

Franchisor discloses acknowledgment questionnaire requiring franchisee assent to representations. Multiple state addenda void waiver/release provisions under respective state franchise laws.

What a 1st Class franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$25,000Item 5 — paid up front, before you open
Total initial investment$31,050 – $159,450Item 7 — franchisor's own low/high estimate

Multiple transaction-based and technology fees; financing available up to 100% initial fee at 12% APR over 36 months; several states require fee deferral until franchisor completes pre-opening obligations.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

1st Class system size and owner turnover

Total outlets70
Ceased operations3
Terminated by franchisor19
Transferred to new owners1
Closure rate4.3% of outlets

2025: 34 outlet decline; 19 terminations, 20 non-renewals, 3 ceased operations indicates system stress.

From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is 1st Class worth it? — how it compares to 436 similar franchises

Startup costfrom $31,050cheaper than most (median $138,750)
Disclosure honestyGrade Ctypical for the category
Closure rate4.3% of outletsworse than 69% of peers
Disclosed lawsuits0fewer than most

Benchmarked against every other franchises franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a 1st Class

The franchisor's framing: Franchisor discloses acknowledgment questionnaire requiring franchisee assent to represent… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

See a full sample report → · 30-day guarantee

1st Class franchise — frequently asked

How much does a 1st Class franchise cost?
The FDD lists a total initial investment of about $31,050–$159,450, including a $25,000 initial franchise fee.
How much do 1st Class franchise owners make?
Franchisor discloses acknowledgment questionnaire requiring franchisee assent to representations. Multiple state addenda void waiver/release provisions under respective state franchise laws. We grade this disclosure C for honesty.
What are the 1st Class franchise fees?
1st Class' FDD discloses a $25,000 initial franchise fee. Multiple transaction-based and technology fees; financing available up to 100% initial fee at 12% APR over 36 months; several states require fee deferral until franchisor completes pre-opening obligations.
What is the 1st Class franchise profit margin?
1st Class does not publish a franchisee net-profit margin — almost no franchisor does. What Item 19 actually shows: Franchisor discloses acknowledgment questionnaire requiring franchisee assent to representations. Multiple state addenda void waiver/release provisions under respective state franchise laws. Recurring fees alone take about a fixed cut of gross sales, before rent, labor, food or debt service. Margin has to be reconstructed from the disclosure, not read off it.
What is the 1st Class franchise failure rate?
2025: 34 outlet decline; 19 terminations, 20 non-renewals, 3 ceased operations indicates system stress.
How many 1st Class locations are there?
1st Class' FDD reports 70 total outlets, with 3 that ceased operations in the most recent reporting year and 1 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does 1st Class have complaints or lawsuits?
1st Class discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a 1st Class franchise worth it?
It depends on the numbers, not the pitch. 1st Class scores C on disclosure honesty. Get the real owner take-home before you sign.

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See all franchises ranked by disclosure honesty →

Source: MN CARDS 35757-202604-09 (Clean FDD 2026). FranchiseValidate is independent and not affiliated with 1st Class or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.