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SUBJECT DOSSIER · FDD 2026

Matco Tools Franchise

Cost, fees, owner earnings, closure rate and litigation for a Matco Tools franchise — pulled from the franchisor's own public FDD (2026), not its sales material.

Other Franchises · disclosure-honesty grade · from public state filings
GRADE F · FAILS DISCLOSURE

Disclosure honesty

F
Transparency 1 / 5

Matco Tools discloses little or no owner-earnings data (Item 19) — the franchisor won't put real profit in writing.

Outlets1,741
Disclosed lawsuits0
Closure signals88 ceased
Investment
Total fees
Outlets
1,741
Closure signals
88 ceased
Lawsuits
0
◢ FINDINGS
ITEM 19
No real earnings disclosure
The franchisor won't put owner profit in writing — you can't verify the pitch.
ITEM 20
88 outlets ceased operations
88 outlet closures in 2025; declining network trend (-88 outlets year-over-year).

What their own earnings claim actually says

No Item 19 financial performance representations disclosed in provided excerpts.

What a Matco Tools franchise costs to run

No fee data (initial, royalty, advertising) provided in excerpts.

Matco Tools' filing doesn't break its fees into a table we can itemise — this is the fee language as disclosed. Ask for Items 5 and 6 directly.

Matco Tools system size and owner turnover

Total outlets1,741
Ceased operations88
Transferred to new owners7
Closure rate5.1% of outlets

88 outlet closures in 2025; declining network trend (-88 outlets year-over-year).

From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is Matco Tools worth it? — how it compares to 436 similar franchises

Disclosure honestyGrade Fless honest than most of the category
Closure rate5.1% of outletsworse than 73% of peers
Disclosed lawsuits0fewer than most

Benchmarked against every other franchises franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a Matco Tools

The franchisor's framing: No Item 19 financial performance representations disclosed in provided excerpts.… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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Matco Tools franchise — frequently asked

How much does a Matco Tools franchise cost?
Matco Tools' current FDD excerpt doesn't clearly state a total investment range — ask for Item 7 directly.
How much do Matco Tools franchise owners make?
Matco Tools discloses little or no earnings data (Item 19) — meaning the franchisor won't put real owner profit in writing. That's a red flag worth questioning.
What are the Matco Tools franchise fees?
Matco Tools' FDD excerpt doesn't clearly itemise the fee structure — ask for Items 5 and 6 directly.
What is the Matco Tools franchise profit margin?
Matco Tools discloses no Item 19 earnings representation, so no profit margin can be derived from the FDD at all. Any margin figure quoted elsewhere is an estimate, not a disclosure.
What is the Matco Tools franchise failure rate?
88 outlet closures in 2025; declining network trend (-88 outlets year-over-year).
How many Matco Tools locations are there?
Matco Tools' FDD reports 1,741 total outlets, with 88 that ceased operations in the most recent reporting year and 7 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does Matco Tools have complaints or lawsuits?
Matco Tools discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a Matco Tools franchise worth it?
It depends on the numbers, not the pitch. Matco Tools scores F on disclosure honesty. Get the real owner take-home before you sign.

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Source: MN CARDS 35863-202604-10 (Clean FDD 2026). FranchiseValidate is independent and not affiliated with Matco Tools or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.