How much does a Gotcha Covered franchise cost?

The FDD lists a total initial investment of about $122,760–$166,500, including a $69,900 initial franchise fee.

Is a Gotcha Covered franchise worth it?

It depends on the numbers, not the pitch. Gotcha Covered scores D on disclosure honesty, and discloses 1 legal matters. Get the real owner take-home before you sign.

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The real numbers on owning a Gotcha Covered franchise

Window Treatments / Home Décor Franchise · FDD 2026 · from public state filings

DDisclosure honesty

This franchisor discloses earnings (Item 19) — but read how.

Investment

$122,760–$166,500

Total fees

—

Outlets

172

Closure signals

—

Lawsuits

What their own earnings claim actually says

Discloses average sales and KPIs for 126-134 of 172 US franchisees; excludes 19 closed/new and 28 incomplete reporters. No net income, profit, or owner compensation data provided. Significant omissions of costs and earnings.

Honesty grade D: the disclosed numbers are incomplete or framed to look better than an owner's real take-home.

Failure & turnover reality (Item 20)

19 locations excluded as closed or under one year; 28 excluded for incomplete reporting.

Legal history (Item 3)

1 matters disclosed.

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The franchisor won't put real owner profit in writing. We do — reconstructed from their own FDD.

Franchisor's framing: Discloses average sales and KPIs for 126-134 of 172 US franchisees; excludes 19 closed/new and …

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Break-even timeline + cash-on-cash ROI on your investment
Full fee stack + required-purchase markups
Decoded real failure / closure rate
How it ranks vs comparable franchises
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Gotcha Covered franchise — frequently asked

How much does a Gotcha Covered franchise cost?: The FDD lists a total initial investment of about $122,760–$166,500, including a $69,900 initial franchise fee.
How much do Gotcha Covered franchise owners make?: Discloses average sales and KPIs for 126-134 of 172 US franchisees; excludes 19 closed/new and 28 incomplete reporters. No net income, profit, or owner compensation data provided. Significant omissions of costs and earnings. We grade this disclosure D for honesty.
What is the Gotcha Covered franchise failure rate?: 19 locations excluded as closed or under one year; 28 excluded for incomplete reporting.
Is a Gotcha Covered franchise worth it?: It depends on the numbers, not the pitch. Gotcha Covered scores D on disclosure honesty, and discloses 1 legal matters. Get the real owner take-home before you sign.

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Source: MN CARDS 35900-202604-18 (Clean FDD 2026). FranchiseValidate is independent and not affiliated with Gotcha Covered or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.