PACCAR Leasing Company, a division of PACCAR Financial Corp. Franchise
Cost, fees, owner earnings, closure rate and litigation for a PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise — pulled from the franchisor's own public FDD (2026), not its sales material.
Disclosure honesty
PACCAR Leasing Company, a division of PACCAR Financial Corp. discloses little or no owner-earnings data (Item 19) — the franchisor won't put real profit in writing.
What their own earnings claim actually says
No financial performance representations made. Franchisor explicitly states it makes no representations about franchisee future or past outlet performance.
What a PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise actually costs to run
| Fee | Disclosed | Where it comes from |
|---|---|---|
| Initial franchise fee | $4,000 | Item 5 — paid up front, before you open |
| Royalty | 1% of gross sales | Item 6 — charged on revenue, not profit |
| Total recurring fees | 1% of gross sales | Before rent, labor, food or debt service |
| Total initial investment | $554,250 – $904,250 | Item 7 — franchisor's own low/high estimate |
1% revenue fee up to $6M, then 0.5% to $12M, 0% above $12M. $550/month location fee. Multiple vehicle/insurance/permitting fees apply.
Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.
PACCAR Leasing Company, a division of PACCAR Financial Corp. system size and owner turnover
| Total outlets | 457 |
| Ceased operations | 3 |
| Terminated by franchisor | 3 |
| Transferred to new owners | 3 |
| Closure rate | 0.7% of outlets |
3 ceased operations, 3 terminations, 3 transfers in 2025; minimal attrition among 455 franchises.
From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.
Is PACCAR Leasing Company, a division of PACCAR Financial Corp. worth it? — how it compares to 436 similar franchises
| Ongoing fees | 1% of sales | lower than most (median 8%) |
| Startup cost | from $554,250 | pricier than 82% of peers |
| Disclosure honesty | Grade F | less honest than most of the category |
| Closure rate | 0.7% of outlets | about average |
| Disclosed lawsuits | 0 | fewer than most |
Benchmarked against every other franchises franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.
Owner take-home for a PACCAR Leasing Company, a division of PACCAR Financial Corp.
The franchisor's framing: No financial performance representations made. Franchisor explicitly states it makes no re… We reconstruct what an owner actually keeps, from their own FDD.
- Reconstructed owner P&L — net take-home after royalty, ad fund, rent, labor & debt
- Break-even timeline + cash-on-cash ROI
- Full fee stack + required-purchase markups
- Decoded real failure / closure rate
- How it ranks vs comparable franchises
- Validation-call playbook — the exact questions to ask
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PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise — frequently asked
- How much does a PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise cost?
- The FDD lists a total initial investment of about $554,250–$904,250, including a $4,000 initial franchise fee.
- How much do PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise owners make?
- PACCAR Leasing Company, a division of PACCAR Financial Corp. discloses little or no earnings data (Item 19) — meaning the franchisor won't put real owner profit in writing. That's a red flag worth questioning.
- What are the PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise fees?
- PACCAR Leasing Company, a division of PACCAR Financial Corp.'s FDD discloses a $4,000 initial franchise fee, a 1% royalty on gross sales, for roughly 1% of gross sales in recurring fees before rent, labor, or debt service. 1% revenue fee up to $6M, then 0.5% to $12M, 0% above $12M. $550/month location fee. Multiple vehicle/insurance/permitting fees apply.
- What is the PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise profit margin?
- PACCAR Leasing Company, a division of PACCAR Financial Corp. discloses no Item 19 earnings representation, so no profit margin can be derived from the FDD at all. Any margin figure quoted elsewhere is an estimate, not a disclosure.
- What is the PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise failure rate?
- 3 ceased operations, 3 terminations, 3 transfers in 2025; minimal attrition among 455 franchises.
- How many PACCAR Leasing Company, a division of PACCAR Financial Corp. locations are there?
- PACCAR Leasing Company, a division of PACCAR Financial Corp.'s FDD reports 457 total outlets, with 3 that ceased operations in the most recent reporting year and 3 transferred to new owners. Item 20 is where system health shows up before the marketing does.
- Does PACCAR Leasing Company, a division of PACCAR Financial Corp. have complaints or lawsuits?
- PACCAR Leasing Company, a division of PACCAR Financial Corp. discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
- Is a PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise worth it?
- It depends on the numbers, not the pitch. PACCAR Leasing Company, a division of PACCAR Financial Corp. scores F on disclosure honesty, carries about 1% of sales in ongoing fees. Get the real owner take-home before you sign.
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Source: WI DFI Franchise Registration (2026). FranchiseValidate is independent and not affiliated with PACCAR Leasing Company, a division of PACCAR Financial Corp. or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.