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SUBJECT DOSSIER · FDD 2026

PACCAR Leasing Company, a division of PACCAR Financial Corp.

Other Franchises · disclosure-honesty grade · from public state filings
GRADE F · FAILS DISCLOSURE

Disclosure honesty

F
Transparency 1 / 5

PACCAR Leasing Company, a division of PACCAR Financial Corp. discloses little or no owner-earnings data (Item 19) — the franchisor won't put real profit in writing.

Outlets457
Disclosed lawsuits0
Closure signals3 ceased
Investment
$554,250–$904,250
Total fees
1% of sales
Outlets
457
Closure signals
3 ceased, 3 terminated
Lawsuits
0
◢ FINDINGS
ITEM 19
No real earnings disclosure
The franchisor won't put owner profit in writing — you can't verify the pitch.
ITEM 20
3 outlets ceased operations
3 ceased operations, 3 terminations, 3 transfers in 2025; minimal attrition among 455 franchises.

What their own earnings claim actually says

No financial performance representations made. Franchisor explicitly states it makes no representations about franchisee future or past outlet performance.

Is PACCAR Leasing Company, a division of PACCAR Financial Corp. worth it? — how it compares to 266 similar franchises

Ongoing fees1% of saleslower than most (median 8%)
Startup costfrom $554,250pricier than 83% of peers
Disclosure honestyGrade Fless honest than most of the category
Closure rate0.7% of outletsabout average
Disclosed lawsuits0fewer than most

Benchmarked against every other franchises franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a PACCAR Leasing Company, a division of PACCAR Financial Corp.

The franchisor's framing: No financial performance representations made. Franchisor explicitly states it makes no re… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise — frequently asked

How much does a PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise cost?
The FDD lists a total initial investment of about $554,250–$904,250, including a $4,000 initial franchise fee.
How much do PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise owners make?
PACCAR Leasing Company, a division of PACCAR Financial Corp. discloses little or no earnings data (Item 19) — meaning the franchisor won't put real owner profit in writing. That's a red flag worth questioning.
What is the PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise failure rate?
3 ceased operations, 3 terminations, 3 transfers in 2025; minimal attrition among 455 franchises.
Is a PACCAR Leasing Company, a division of PACCAR Financial Corp. franchise worth it?
It depends on the numbers, not the pitch. PACCAR Leasing Company, a division of PACCAR Financial Corp. scores F on disclosure honesty, carries about 1% of sales in ongoing fees. Get the real owner take-home before you sign.

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Source: WI DFI Franchise Registration (2026). FranchiseValidate is independent and not affiliated with PACCAR Leasing Company, a division of PACCAR Financial Corp. or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.