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SUBJECT DOSSIER · FDD 2026

Cousins Subs Franchise

Cost, fees, owner earnings, closure rate and litigation for a Cousins Subs franchise — pulled from the franchisor's own public FDD (2026), not its sales material.

Sandwich & Sub Shops · disclosure-honesty grade · from public state filings

Disclosure honesty

C
Transparency 3 / 5

Cousins Subs discloses earnings (Item 19) — but the grade is how honestly. We graded it C.

Outlets92
Disclosed lawsuits0
Closure signals2 ceased
Investment
$464,700–$1,164,500
Total fees
8% of sales
Outlets
92
Closure signals
2 ceased, 2 terminated
Lawsuits
0
◢ FINDINGS
ITEM 20
2 outlets ceased operations
Franchised outlets shrank from 48 to 34 over three years; franchisor reacquired 8 shops, suggesting systemic franchisee distress.

What their own earnings claim actually says

Discloses affiliate-owned shop gross receipts and EBITDA by revenue tier (3 years). EBITDA data is company stores only—no royalties paid, no corporate overhead allocated—making profitability appear better than franchisee reality. No franchisee net income shown.

What a Cousins Subs franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$25,000Item 5 — paid up front, before you open
Royalty6% of gross salesItem 6 — charged on revenue, not profit
Advertising fund2% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees8% of gross salesBefore rent, labor, food or debt service
Total initial investment$464,700 – $1,164,500Item 7 — franchisor's own low/high estimate

Local ad 3%, tech fund $300-$800/month, store marketing fee $10,000, renewal fee 50% of initial franchise fee.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

Cousins Subs system size and owner turnover

Total outlets92
Ceased operations2
Terminated by franchisor2
Transferred to new owners5
Closure rate2.2% of outlets

Franchised outlets shrank from 48 to 34 over three years; franchisor reacquired 8 shops, suggesting systemic franchisee distress.

From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is Cousins Subs worth it? — how it compares to 22 similar franchises

Ongoing fees8% of saleslower than most (median 8.5%)
Startup costfrom $464,700about average (median $436,176)
Disclosure honestyGrade Ctypical for the category
Closure rate2.2% of outletsworse than 61% of peers
Disclosed lawsuits0fewer than most

Benchmarked against every sandwich & sub shops franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a Cousins Subs

The franchisor's framing: Discloses affiliate-owned shop gross receipts and EBITDA by revenue tier (3 years). EBITDA… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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Cousins Subs franchise — frequently asked

How much does a Cousins Subs franchise cost?
The FDD lists a total initial investment of about $464,700–$1,164,500, including a $25,000 initial franchise fee.
How much do Cousins Subs franchise owners make?
Discloses affiliate-owned shop gross receipts and EBITDA by revenue tier (3 years). EBITDA data is company stores only—no royalties paid, no corporate overhead allocated—making profitability appear better than franchisee reality. No franchisee net income shown. We grade this disclosure C for honesty.
What are the Cousins Subs franchise fees?
Cousins Subs' FDD discloses a $25,000 initial franchise fee, a 6% royalty on gross sales, a 2% advertising-fund contribution, for roughly 8% of gross sales in recurring fees before rent, labor, or debt service. Local ad 3%, tech fund $300-$800/month, store marketing fee $10,000, renewal fee 50% of initial franchise fee.
What is the Cousins Subs franchise profit margin?
Cousins Subs does not publish a franchisee net-profit margin — almost no franchisor does. What Item 19 actually shows: Discloses affiliate-owned shop gross receipts and EBITDA by revenue tier (3 years). EBITDA data is company stores only—no royalties paid, no corporate overhead allocated—making profitability appear better than franchisee reality. No franchisee net income shown. Recurring fees alone take about 8% of gross sales, before rent, labor, food or debt service. Margin has to be reconstructed from the disclosure, not read off it.
What is the Cousins Subs franchise failure rate?
Franchised outlets shrank from 48 to 34 over three years; franchisor reacquired 8 shops, suggesting systemic franchisee distress.
How many Cousins Subs locations are there?
Cousins Subs' FDD reports 92 total outlets, with 2 that ceased operations in the most recent reporting year and 5 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does Cousins Subs have complaints or lawsuits?
Cousins Subs discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a Cousins Subs franchise worth it?
It depends on the numbers, not the pitch. Cousins Subs scores C on disclosure honesty, carries about 8% of sales in ongoing fees. Get the real owner take-home before you sign.

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Source: MN CARDS 35541-202603-01 (Clean FDD 2026). FranchiseValidate is independent and not affiliated with Cousins Subs or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.