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SUBJECT DOSSIER · FDD 2025

Just Love Coffee & Cafe Franchise

Cost, fees, owner earnings, closure rate and litigation for a Just Love Coffee & Cafe franchise — pulled from the franchisor's own public FDD (2025), not its sales material.

Coffee & Donuts · disclosure-honesty grade · from public state filings

Disclosure honesty

C
Transparency 3 / 5

Just Love Coffee & Cafe discloses earnings (Item 19) — but the grade is how honestly. We graded it C.

Outlets53
Disclosed lawsuits0
Closure signals4 ceased
Investment
$494,500–$759,500
Total fees
8.5% of sales
Outlets
53
Closure signals
4 ceased, 0 terminated
Lawsuits
0
◢ FINDINGS
ITEM 20
4 outlets ceased operations
4 ceased operations in 2024; 1 non-renewal (Tennessee); young system.

What their own earnings claim actually says

42 locations' 2024 gross sales reported. Average $521,270; median $488,202. No operating expenses, royalty/fee deductions shown.

What a Just Love Coffee & Cafe franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$39,000Item 5 — paid up front, before you open
Royalty6% of gross salesItem 6 — charged on revenue, not profit
Advertising fund2.5% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees8.5% of gross salesBefore rent, labor, food or debt service
Total initial investment$494,500 – $759,500Item 7 — franchisor's own low/high estimate

6% royalty + 2% system dev fee + $2,000-2.5% local ad minimum + technology $250-$1,000/month + liquidated damages.

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

Just Love Coffee & Cafe system size and owner turnover

Total outlets53
Ceased operations4
Terminated by franchisor0
Transferred to new owners3
Closure rate7.5% of outlets

4 ceased operations in 2024; 1 non-renewal (Tennessee); young system.

From Item 20 of the FDD 2025. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is Just Love Coffee & Cafe worth it? — how it compares to 32 similar franchises

Ongoing fees8.5% of salesabout average
Startup costfrom $494,500pricier than 71% of peers
Disclosure honestyGrade Ctypical for the category
Closure rate7.5% of outletsabout average
Disclosed lawsuits0fewer than most

Benchmarked against every coffee & donuts franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a Just Love Coffee & Cafe

The franchisor's framing: 42 locations' 2024 gross sales reported. Average $521,270; median $488,202. No operating e… We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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Just Love Coffee & Cafe franchise — frequently asked

How much does a Just Love Coffee & Cafe franchise cost?
The FDD lists a total initial investment of about $494,500–$759,500, including a $39,000 initial franchise fee.
How much do Just Love Coffee & Cafe franchise owners make?
42 locations' 2024 gross sales reported. Average $521,270; median $488,202. No operating expenses, royalty/fee deductions shown. We grade this disclosure C for honesty.
What are the Just Love Coffee & Cafe franchise fees?
Just Love Coffee & Cafe's FDD discloses a $39,000 initial franchise fee, a 6% royalty on gross sales, a 2.5% advertising-fund contribution, for roughly 8.5% of gross sales in recurring fees before rent, labor, or debt service. 6% royalty + 2% system dev fee + $2,000-2.5% local ad minimum + technology $250-$1,000/month + liquidated damages.
What is the Just Love Coffee & Cafe franchise profit margin?
Just Love Coffee & Cafe does not publish a franchisee net-profit margin — almost no franchisor does. What Item 19 actually shows: 42 locations' 2024 gross sales reported. Average $521,270; median $488,202. No operating expenses, royalty/fee deductions shown. Recurring fees alone take about 8.5% of gross sales, before rent, labor, food or debt service. Margin has to be reconstructed from the disclosure, not read off it.
What is the Just Love Coffee & Cafe franchise failure rate?
4 ceased operations in 2024; 1 non-renewal (Tennessee); young system.
How many Just Love Coffee & Cafe locations are there?
Just Love Coffee & Cafe's FDD reports 53 total outlets, with 4 that ceased operations in the most recent reporting year and 3 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does Just Love Coffee & Cafe have complaints or lawsuits?
Just Love Coffee & Cafe discloses no material litigation in Item 3 of the filing we reviewed. That's a positive signal, though it covers only what the franchisor is required to report.
Is a Just Love Coffee & Cafe franchise worth it?
It depends on the numbers, not the pitch. Just Love Coffee & Cafe scores C on disclosure honesty, carries about 8.5% of sales in ongoing fees. Get the real owner take-home before you sign.

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Source: WI DFI Franchise Registration (2025). FranchiseValidate is independent and not affiliated with Just Love Coffee & Cafe or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.