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SUBJECT DOSSIER · FDD 2026

VERLO MATTRESS Franchise

Cost, fees, owner earnings, closure rate and litigation for a VERLO MATTRESS franchise — pulled from the franchisor's own public FDD (2026), not its sales material.

Retail & Business Services · disclosure-honesty grade · from public state filings
GRADE F · FAILS DISCLOSURE

Disclosure honesty

F
Transparency 1 / 5

VERLO MATTRESS discloses little or no owner-earnings data (Item 19) — the franchisor won't put real profit in writing.

Outlets36
Disclosed lawsuits3
Closure signals8 ceased
Investment
$197,611–$750,926
Total fees
11% of sales
Outlets
36
Closure signals
8 ceased, 0 terminated
Lawsuits
3
◢ FINDINGS
ITEM 19
No real earnings disclosure
The franchisor won't put owner profit in writing — you can't verify the pitch.
ITEM 20
8 outlets ceased operations
2025: 6 franchised stores closed/ceased, 8 total ceased ops. 3 active litigations alleging FDD misrepresentation.
ITEM 03
3 legal matters disclosed
Litigation in Item 3 signals how the franchisor treats its franchisees.

What their own earnings claim actually says

No Item 19 financial performance data provided. FDD contains state-specific addenda only; no earnings claims or net income disclosures.

What a VERLO MATTRESS franchise actually costs to run

FeeDisclosedWhere it comes from
Initial franchise fee$50,000Item 5 — paid up front, before you open
Royalty5% of gross salesItem 6 — charged on revenue, not profit
Advertising fund6% of gross salesItem 6 — brand marketing, spent at the franchisor's discretion
Total recurring fees11% of gross salesBefore rent, labor, food or debt service
Total initial investment$197,611 – $750,926Item 7 — franchisor's own low/high estimate

5% royalty, 6% min local advertising (4% cooperative credited), $500/mo tech fee (up to 1% gross sales), $500/mo marketing (up to 2.5% gross sales).

Royalty and ad-fund percentages are charged on gross sales — an owner pays them whether or not the location is profitable.

VERLO MATTRESS system size and owner turnover

Total outlets36
Ceased operations8
Terminated by franchisor0
Transferred to new owners2
Closure rate22.2% of outlets

2025: 6 franchised stores closed/ceased, 8 total ceased ops. 3 active litigations alleging FDD misrepresentation.

From Item 20 of the FDD 2026. Terminations and ceased operations are the franchisor's own count of owners who stopped — the number the sales pitch leaves out.

Is VERLO MATTRESS worth it? — how it compares to 59 similar franchises

Ongoing fees11% of salessteeper than 79% of retail & business services franchises
Startup costfrom $197,611pricier than 64% of peers
Disclosure honestyGrade Fless honest than most of the category
Closure rate22.2% of outletsworse than 93% of peers
Disclosed lawsuits3more litigious than 82% of peers

Benchmarked against every retail & business services franchise we've graded from public FDDs — the context the franchisor's pitch never gives you.

◤ CLASSIFIED · ITEM 19 RECONSTRUCTED

Owner take-home for a VERLO MATTRESS

The franchisor's framing: No Item 19 financial performance data provided. FDD contains state-specific addenda only; … We reconstruct what an owner actually keeps, from their own FDD.

LOW
MEDIAN
HIGH

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VERLO MATTRESS franchise — frequently asked

How much does a VERLO MATTRESS franchise cost?
The FDD lists a total initial investment of about $197,611–$750,926, including a $50,000 initial franchise fee.
How much do VERLO MATTRESS franchise owners make?
VERLO MATTRESS discloses little or no earnings data (Item 19) — meaning the franchisor won't put real owner profit in writing. That's a red flag worth questioning.
What are the VERLO MATTRESS franchise fees?
VERLO MATTRESS' FDD discloses a $50,000 initial franchise fee, a 5% royalty on gross sales, a 6% advertising-fund contribution, for roughly 11% of gross sales in recurring fees before rent, labor, or debt service. 5% royalty, 6% min local advertising (4% cooperative credited), $500/mo tech fee (up to 1% gross sales), $500/mo marketing (up to 2.5% gross sales).
What is the VERLO MATTRESS franchise profit margin?
VERLO MATTRESS discloses no Item 19 earnings representation, so no profit margin can be derived from the FDD at all. Any margin figure quoted elsewhere is an estimate, not a disclosure.
What is the VERLO MATTRESS franchise failure rate?
2025: 6 franchised stores closed/ceased, 8 total ceased ops. 3 active litigations alleging FDD misrepresentation.
How many VERLO MATTRESS locations are there?
VERLO MATTRESS' FDD reports 36 total outlets, with 8 that ceased operations in the most recent reporting year and 2 transferred to new owners. Item 20 is where system health shows up before the marketing does.
Does VERLO MATTRESS have complaints or lawsuits?
VERLO MATTRESS discloses 3 legal matters in Item 3 of its FDD. Item 3 covers the franchisor's litigation history, which is the closest thing to a public record of how it treats franchisees — read the case descriptions, not just the count.
Is a VERLO MATTRESS franchise worth it?
It depends on the numbers, not the pitch. VERLO MATTRESS scores F on disclosure honesty, carries about 11% of sales in ongoing fees, and discloses 3 legal matters. Get the real owner take-home before you sign.

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Source: WI DFI Franchise Registration (2026). FranchiseValidate is independent and not affiliated with VERLO MATTRESS or its franchisor. Figures are extracted from the franchisor's own public disclosure document; verify against the current FDD before any decision.